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I have some questions on specific ones:

Speed determines how fast I move? Does this just mean how fast I run, or does this also affect attack speed (or anything else?)? What do the personality and luck attributes do in the course of the game? Please don't give me the definitions from the game . Also, I don't have a manual, so thanks.

Luck influences a bit anything you are doing in the game. So you can see even probability of successful casting increase along with increase of Luck, so do chances to hit or to avoid being hit, even probability to make successful bribe and how much the bribe would improve NPC's attitude to you.
Speed is also about how fast you move (you are familiar with BoBS, aren't you) and how fast you hit (in lesser degree just for technical reasons). It's also the base for the Athletics, Unarmored and Unarmed skills to depend on. In fact the movement speed depends on Speed Attribute, IMHO, almost completely, and Athletics skill rather determines how much Fatigue you're going to spend on running or swiming.
Personality in first place could improve NPC's attitude to your PC. There's the basic value calculated by racial, factional and , as it's said though the impact seems to be minor, appearance factors, Personality adds up over that. It's also important for Illusion, Speechcraft and Merchan skills, boosting Personality may help to compensate the lack of the skill. Be cautious with Personality boosts in communtication with NPC, though - if you'd used it and then returned without the boost it's quite possible that they'd like even less than it'd be normally (nobody likes to be deceived, huh?). Knowledge of this fact could be altogether used for certain profit (there are few occasions you'd like certain NPC just to hate you, aren't there?)

P.S. Manual contains just basics - sort of controls, how to use them, very general description of races and profesions, main concepts a bit defines and so on. Nothing much specific and numeral, however, you could, for example, gain a lot more information about races here on GameBanshee Morrowind pages

You might wish to see also Morrowind Unofficial Strategy Guide by Stratos Group.

Thanks for all your info Lored. Can you see any difference between having 50 speed and 100 speed when it comes to attacking speed, as with a long blade or axe for example? The others you explained well .

[QUOTE=Grandpa]... Can you see any difference between having 50 speed and 100 speed when it comes to attacking speed, as with a long blade or axe for example? ....[/QUOTE]
I'd rather doubt. But then again, my box can do just that much, it's lagging often. I'd rather notice the difference in speed between a sword and a dagger - there indeed one could make the same amount of damage in the certain frame of time with, for example, Daedric Longsword, Daedric Dagger and Daedric Wakizashi (there could be some speculations altogether about skill, hit ratio and so on).
Stratos guide also says that it has effect on walking/running/swiming (and, of course, flying, what in fact is just walking on air in this game) without any regard about weapon speed.
There are weapon skills benefiting from high Speed, however, Unarmored and Short Blade in first place. In their case high speed should increase the hit ratio (though Agility still plays important role for any kind of weapon). All the same, the Strength seems to have high importance to determine the damage for any kind of weapon (even for ranged one).