Thoughts about Leveling

[Rookierookie]

I'm wondering: is there an advantage to set the major/minor skills to skills you WON'T use? I mean, I'll tend to try and get x5 bonuses for the attributes I want to raise, and this can avoid 'accidental' leveling up when you hit someone over the head with your hammer. It will be tough starting out, of course, but I'm inclined to think that such a character will be stronger in the end, when everyone eventually becomes a jack of trades.

Also, how should I create a character that is specifically intended to beat the MW quests?