Legends of Norrath: Oathbound Preview
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Packs (not single cards) will drop as loot throughout both EQ and EQII. They are an extra drop and do not affect the loot tables except to add to them. Scott Hartsman of Everquest II stated that while "general card drops are common, drops in general are rare enough to be fun". They are similar to chest loot in EQII - green con or higher - and though Clint Worley didn't give the specifics of the drop type for Everquest, both producers made it absolutely clear that the card drops were designed to work with the same mechanic in both games.
Loot cards are an additional item within a booster pack. Each booster contains 15 cards and the chance of a 16th loot card. When redeeming a loot card you can choose whether the item is for EQ or EQII. If the item is claimable (one per character as in the case of mounts) you must choose a character to receive it. Loot is not tradeable. Loot cards are.